A veterinary doctor by qualification and a banker by profession, the author served the people in remote villages of Uttar Pradesh, Bihar as well as West Bengal. Side by side he was privileged to serve at the corporate office and seen the evolution of policies. He was associated in the money market, handling his own money as well as discharging his duties to the downtrodden people. During discharging duties to the downtrodden people who are at all not aware with the money market facts, very frequently there occurs conflict of interest – whose interest to be protected – whether the customer or the corporate. One has to be judicious and not mathematical and the theme matured as "Your Money is Your Child".